Effective Date: July 18, 2025

At VCCPANDA IO, we are committed to maintaining a secure and trustworthy environment for all users. To ensure compliance with legal and regulatory standards, we have implemented this Anti-Money Laundering (AML) Policy to prevent the misuse of our services for illicit financial activities.

1. Purpose of AML Policy

• Prevent Money Laundering: We strive to ensure our services are not used to conceal the origins of illegally obtained funds.
• Ensure Compliance: Our policy aligns with local and international anti-money laundering laws and standards.
• Protect Platform Integrity: We aim to detect and deter fraudulent and unlawful financial behavior on our website.

2. Customer Identification Program (CIP)

All users are required to verify their identity prior to engaging in financial transactions:

Freelancer Verification

• Submission of a government-issued National ID
• Proof of address (utility bill, bank statement, etc.)
• Email verification
• Additional documents if necessary

Buyer Verification

• Email verification is mandatory
• Additional verification may be required for high-risk or large-value transactions

3. Monitoring of Transactions

We monitor all transactions on vccpanda.io to detect and prevent suspicious behavior:

• Monitoring of unusually high or repetitive transaction patterns
• Flagging use of high-risk payment sources or irregular payment activity

4. Reporting Suspicious Activity

Any suspected money laundering activity will be reported to the appropriate regulatory authorities. Accounts involved in suspicious activity will be suspended immediately pending investigation.

5. Record Keeping

We retain transaction and identification records for a legally mandated period. These records are securely stored and may be provided to authorities upon request.

6. Training and Awareness

Our staff and contractors receive regular AML training to recognize and escalate suspicious activity. We update our practices as regulatory standards evolve.

7. Policy Compliance

All users of VCCPANDA IO must comply with this AML Policy. Non-compliance may lead to account suspension, termination, and legal action.

8. Contact Information

If you have questions about this AML Policy or would like to report a concern, please contact us:

VCCPANDA IO
Website: https://www.vccpanda.io
Email: hello@vccpanda.io
Phone: +44 7414 223844
Address: 33 Charlotte Road, Highfield, Sheffield S1 4TJ, United Kingdom

By using our website, you acknowledge and agree to comply with this Anti-Money Laundering Policy.